Neptune Insurance Valuation

NP Stock  USD 20.82  0.58  2.71%   
At this time, the firm appears to be overvalued. Neptune Insurance secures a last-minute Real Value of $18.77 per share. The latest price of the firm is $20.82. Our model forecasts the value of Neptune Insurance from analyzing the firm fundamentals such as Return On Asset of 0.88, operating margin of 0.32 %, and Shares Outstanding of 94.6 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Neptune Insurance's valuation include:
Enterprise Value
3.5 B
Enterprise Value Ebitda
42.9446
Price Sales
18.0124
Forward PE
41.3223
Enterprise Value Revenue
23.4595
Overvalued
Today
20.82
Please note that Neptune Insurance's price fluctuation is not too volatile at this time. Calculation of the real value of Neptune Insurance is based on 3 months time horizon. Increasing Neptune Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Neptune Insurance's intrinsic value may or may not be the same as its current market price of 20.82, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  20.82 Real  18.77 Hype  20.91 Naive  22.19
The intrinsic value of Neptune Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Neptune Insurance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
18.77
Real Value
23.26
Upside
Estimating the potential upside or downside of Neptune Insurance Holdings helps investors to forecast how Neptune stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Neptune Insurance more accurately as focusing exclusively on Neptune Insurance's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.120.130.14
Details
Hype
Prediction
LowEstimatedHigh
16.4220.9125.40
Details
Naive
Forecast
LowNext ValueHigh
17.7122.1926.68
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Neptune Insurance's intrinsic value based on its ongoing forecasts of Neptune Insurance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Neptune Insurance's closest peers.

Neptune Insurance Cash

6.2 Million

Neptune Revenue by Product

Neptune Insurance Total Value Analysis

Neptune Insurance Holdings is now projected to have takeover value of 3.46 B with market capitalization of 2.87 B, debt of 292.79 M, and cash on hands of 7.09 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Neptune Insurance fundamentals before making investment evaluation based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
3.46 B
2.87 B
292.79 M
7.09 M

Neptune Insurance Investor Information

About 38.0% of the company outstanding shares are owned by corporate insiders. The company has Price/Earnings To Growth (PEG) ratio of 2.04. Neptune Insurance recorded a loss per share of 0.19. The entity last dividend was issued on the 12th of May 2022. Based on the measurements of operating efficiency obtained from Neptune Insurance's historical financial statements, Neptune Insurance Holdings may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.440.52
Fairly Down
Slightly volatile
Total Cash From Operating Activities44.1 M51.7 M
Fairly Down
Slightly volatile
Operating Income62.6 M78.7 M
Significantly Down
Slightly volatile

Neptune Insurance Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Neptune Insurance has an asset utilization ratio of 182.7 percent. This connotes that the Company is making $1.83 for each dollar of assets. An increasing asset utilization means that Neptune Insurance Holdings is more efficient with each dollar of assets it utilizes for everyday operations.
 
Covid
 
Interest Hikes

Neptune Insurance Profitability Analysis

Based on the measurements of profitability obtained from Neptune Insurance's financial statements, Neptune Insurance Holdings may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in April. Profitability indicators assess Neptune Insurance's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2010-12-31
Previous Quarter
39.8 M
Current Value
28.9 M
Quarterly Volatility
6.8 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
As of 03/01/2026, Gross Profit is likely to drop to about 73.6 M. In addition to that, Pretax Profit Margin is likely to drop to 0.26
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.520.6
Fairly Down
Slightly volatile
Net Profit Margin0.20.26
Significantly Down
Slightly volatile
Operating Profit Margin0.440.52
Fairly Down
Slightly volatile
Pretax Profit Margin0.260.35
Way Down
Slightly volatile
Return On Assets0.460.65
Way Down
Slightly volatile
For Neptune Insurance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Neptune Insurance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Neptune Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Neptune Insurance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Neptune Insurance over time as well as its relative position and ranking within its peers.

Neptune Insurance Earnings per Share Projection vs Actual

By analyzing Neptune Insurance's earnings estimates, investors can diagnose different trends across Neptune Insurance's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Neptune Insurance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Neptune Insurance is projected to generate 0.12915 in earnings per share on the 31st of December 2026. Neptune Insurance earnings estimates show analyst consensus about projected Neptune Insurance EPS (Earning Per Share). It derives the highest and the lowest estimates based on Neptune Insurance's historical volatility. Many public companies, such as Neptune Insurance, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Neptune Insurance Ownership Allocation

Neptune Insurance maintains a total of 94.6 Million outstanding shares. The majority of Neptune Insurance outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Neptune Insurance Holdings to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Neptune Insurance. Please pay attention to any change in the institutional holdings of Neptune Insurance as this could imply that something significant has changed or is about to change at the company. Also note that almost twenty-six million eight hundred thirty-eight thousand twenty invesors are currently shorting Neptune Insurance expressing very little confidence in its future performance.

Neptune Insurance Profitability Analysis

The company generated the yearly revenue of 119.3 M. Reported Net Income was 37.41 M with gross profit of 93.6 M.

About Neptune Insurance Valuation

The stock valuation mechanism determines Neptune Insurance's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Neptune Insurance based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Neptune Insurance. We calculate exposure to Neptune Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Neptune Insurance's related companies.
Last ReportedProjected for Next Year
Gross Profit91.1 M73.6 M
Pretax Profit Margin 0.35  0.26 
Operating Profit Margin 0.52  0.44 
Net Profit Margin 0.26  0.20 
Gross Profit Margin 0.60  0.52 

Neptune Insurance Growth Indicators

Investing in growth stocks can be very risky. If the company such as Neptune Insurance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Quarterly Earnings Growth Y O Y-0.484
Forward Price Earnings41.3223

Neptune Insurance Current Valuation Indicators

Neptune Insurance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Neptune Insurance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Neptune Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Neptune Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Neptune Insurance's worth.

Additional Tools for Neptune Stock Analysis

When running Neptune Insurance's price analysis, check to measure Neptune Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Neptune Insurance is operating at the current time. Most of Neptune Insurance's value examination focuses on studying past and present price action to predict the probability of Neptune Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Neptune Insurance's price. Additionally, you may evaluate how the addition of Neptune Insurance to your portfolios can decrease your overall portfolio volatility.